(WO/2005/076765) A SYSTEM AND METHOD FOR FACILITATING PAYMENT TO A PARTY NOT HAVING AN ACCOUNT WITH A FINANCIAL INSTITUTION

(WO/2005/076765) A SYSTEM AND METHOD FOR FACILITATING PAYMENT TO A PARTY NOT HAVING AN ACCOUNT WITH A FINANCIAL INSTITUTION

Latest bibliographic data on file with the International Bureau
Pub. No.:  WO/2005/076765   International Application No.:  PCT/SG2004/000099
Publication Date:25.08.2005 International Filing Date:19.04.2004
Chapter 2 Demand Filed: 06.03.2006
IPC: G06Q 30/00 (2006.01)
Applicants:PAYSETTER PTE LTD [SG/SG]; 190 Middle Road, #12-04, Singaproe 188979 (SG) (All Except US).
MARTINEZ-MIRANDA, Eduardo [PH/PH]; (PH) (US Only).
ENRIQUEZ, Eugene, L. [PH/PH]; (PH) (US Only).
MENDIOLA, Dennis [US/PH]; (US) (US Only).
PERALTA, Ma., Rosario, D. [PH/PH]; (PH) (US Only).
Inventors:MARTINEZ-MIRANDA, Eduardo; (PH).
ENRIQUEZ, Eugene, L.; (PH).
MENDIOLA, Dennis; (US).
PERALTA, Ma., Rosario, D.; (PH).
Agent:YU SARN AUDREY & PARTNERS; 190 Middle Road, #12-04, Singapore 188979 (SG).
Priority Data:
1-2004-000064 13.02.2004 PH
Title: A SYSTEM AND METHOD FOR FACILITATING PAYMENT TO A PARTY NOT HAVING AN ACCOUNT WITH A FINANCIAL INSTITUTION
Abstract: A system for facilitating payment to a party not having an account with a financial institution (18), including: a payments facilitator (14); and at least one account (20) established by the payments facilitator with at least one financial institution. When a payer (16) sends a communication message (22) to the payments facilitator to make a payment to the party (12), the payments facilitator allocates one of the at least one accounts to the party and links the allocated account with a unique identifier assigned to the party. Payment is thereafter made by the payer to the allocated account. Preferably, the payment is an electronic payment. In a further arrangement of the invention there is a system for facilitating transfer of load between dealers (102) and/or customers (104) of a telecommunications carrier (106) that can include the system already described.
Designated States: AE, AG, AL, AM, AT, AU, AZ, BA, BB, BG, BR, BW, BY, BZ, CA, CH, CN, CO, CR, CU, CZ, DE, DK, DM, DZ, EC, EE, EG, ES, FI, GB, GD, GE, GH, GM, HR, HU, ID, IL, IN, IS, JP, KE, KG, KP, KR, KZ, LC, LK, LR, LS, LT, LU, LV, MA, MD, MG, MK, MN, MW, MX, MZ, NA, NI, NO, NZ, OM, PG, PH, PL, PT, RO, RU, SC, SD, SE, SG, SK, SL, SY, TJ, TM, TN, TR, TT, TZ, UA, UG, US, UZ, VC, VN, YU, ZA, ZM, ZW.
African Regional Intellectual Property Org. (ARIPO) (BW, GH, GM, KE, LS, MW, MZ, SD, SL, SZ, TZ, UG, ZM, ZW)
Eurasian Patent Organization (EAPO) (AM, AZ, BY, KG, KZ, MD, RU, TJ, TM)
European Patent Office (EPO) (AT, BE, BG, CH, CY, CZ, DE, DK, EE, ES, FI, FR, GB, GR, HU, IE, IT, LU, MC, NL, PL, PT, RO, SE, SI, SK, TR)
African Intellectual Property Organization (OAPI) (BF, BJ, CF, CG, CI, CM, GA, GN, GQ, GW, ML, MR, NE, SN, TD, TG).
Publication Language:English (EN)
Filing Language:English (EN)

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