(WO/2005/067560) CHECK VERIFICATION, CHECK CASHING AND CHECK SETTLEMENT INTERFACE
- Biblio. Data
- Description
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| Latest bibliographic data on file with the International Bureau
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| Pub. No.: | WO/2005/067560 | International Application No.: | PCT/US2005/001517 | |||
| Publication Date: | 28.07.2005 | International Filing Date: | 12.01.2005 |
| IPC: | G06Q 40/00 (2006.01) | |||||
| Applicants: | CASHWORKS, INC. [US/US]; 14001 Dallas Parkway, Suite 880
Dallas, TX 75240 (US) (All Except US). BINET, Todd, Michael [US/US]; (US) (US Only). REES, Kenneth, E. [US/US]; (US) (US Only). | |||||
| Inventors: | BINET, Todd, Michael; (US). REES, Kenneth, E.; (US). | |||||
| Agent: | MASCHOFF, Kurt, M.; Buckley, Maschoff & Talwalkar LLC Five Elm Street New Canaan, CT 06840 (US) . | |||||
| Priority Data: |
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| Title: | CHECK VERIFICATION, CHECK CASHING AND CHECK SETTLEMENT INTERFACE | |||||
| Abstract: | A method, a framework, and a computer program product for an interface for providing check verification, cashing and electronic settlement services are provided. The method receives information including check information for a check being negotiated for monies. The check information is verified by comparing the received check information with issued check information stored at the check issuing financial institution. Upon verifying the received check information, a status flag associated with the check information is modified to indicate that the received check information has been verified and the system marks a void or presentment notification with the check. The verified check information representing an issued check is then authorized for cash settlement. Upon exchanging the check for monies, information is transmitted to the financial institution notifying the financial institution that the check has been negotiated and the issuing financial institution submits a settlement file in the amount of the settled amount to a designated account. | |||||
| Designated States: |
AE, AG, AL, AM, AT, AU, AZ, BA, BB, BG, BR, BW, BY, BZ, CA, CH, CN, CO, CR, CU, CZ, DE, DK, DM, DZ, EC, EE, EG, ES, FI, GB, GD, GE, GH, GM, HR, HU, ID, IL, IN, IS, JP, KE, KG, KP, KR, KZ, LC, LK, LR, LS, LT, LU, LV, MA, MD, MG, MK, MN, MW, MX, MZ, NA, NI, NO, NZ, OM, PG, PH, PL, PT, RO, RU, SC, SD, SE, SG, SK, SL, SM, SY, TJ, TM, TN, TR, TT, TZ, UA, UG, US, UZ, VC, VN, YU, ZA, ZM, ZW. African Regional Intellectual Property Org. (ARIPO) (BW, GH, GM, KE, LS, MW, MZ, NA, SD, SL, SZ, TZ, UG, ZM, ZW) Eurasian Patent Organization (EAPO) (AM, AZ, BY, KG, KZ, MD, RU, TJ, TM) European Patent Office (EPO) (AT, BE, BG, CH, CY, CZ, DE, DK, EE, ES, FI, FR, GB, GR, HU, IE, IS, IT, LT, LU, MC, NL, PL, PT, RO, SE, SI, SK, TR) African Intellectual Property Organization (OAPI) (BF, BJ, CF, CG, CI, CM, GA, GN, GQ, GW, ML, MR, NE, SN, TD, TG). |
| Publication Language: | English (EN) |
| Filing Language: | English (EN) |
