The Complainant is Banco Bradesco S/A., of Vila Yara, Brazil represented by Neumann, Salusse, Marangoni Advogados, Brazil.
The Respondent is na of Louisiana, United States of America.
The disputed domain name <bancobradesco.mobi> is registered with GoDaddy.com, Inc.
The Complaint was filed with the WIPO Arbitration and Mediation Center (the “Center”) on December 19, 2008. On December 19, 2008, the Center transmitted by email to GoDaddy.com, Inc. a request for registrar verification in connection with the disputed domain name. On December 19, 2008, GoDaddy.com, Inc. transmitted by email to the Center its verification response disclosing registrant and contact information for the disputed domain name which differed from the named Respondent and contact information in the Complaint. In response to a notification by the Center that the Complaint was administratively deficient, the Complainant filed an amendment to the Complaint on December 29, 2008. The Center verified that the Complaint together with the amendment to the Complaint satisfied the formal requirements of the Uniform Domain Name Dispute Resolution Policy (the “Policy” or “UDRP”), the Rules for Uniform Domain Name Dispute Resolution Policy (the “Rules”), and the WIPO Supplemental Rules for Uniform Domain Name Dispute Resolution Policy (the “Supplemental Rules”).
In accordance with the Rules, paragraphs 2(a) and 4(a), the Center formally notified the Respondent of the Complaint, and the proceedings commenced on December 30, 2008. In accordance with the Rules, paragraph 5(a), the due date for Response was January 19, 2009. The Respondent did not submit any response. Accordingly, the Center notified the Respondent's default on January 21, 2009.
The Center appointed José Mota Maia as the sole panelist in this matter on January 28, 2009. The Panel finds that it was properly constituted. The Panel has submitted the Statement of Acceptance and Declaration of Impartiality and Independence, as required by the Center to ensure compliance with the Rules, paragraph 7.
The Complainant is Brazil's largest private bank which is in the banking business since 1943. The BRADESCO trade name and trademark derives from its initial name Banco BRAsileiro de DESCOntos (emphasis added), has been used for more than sixty years and are now widely known within the Brazilian territory and abroad. BRADESCO trademark is the object of a large number of trademark registrations.
The Complainant is also the registrant of several domain names incorporating the trademark BRADESCO.
Concerning the first test under the Policy, the Complainant contends that the disputed domain name is confusingly similar to trademarks in which it has rights. Details of these trademarks have been provided to the Panel.
Concerning the second test under the Policy, the Complainant submits that the Respondent has neither rights nor legitimate interests in the disputed domain name. According to the Complainant, the Respondent is not known under the name BANCO BRADESCO. The Complainant also mentions that by using the disputed domain name to direct to a website containing links to competitors of the Complainant, the Respondent used the disputed domain name in connection with a bad faith offer to financial products and services.
According to the Complainant, the Respondent intentionally registered the disputed domain name in order to benefit from the Complainant's reputation by creating confusion with the BRADESCO trademark.
The Complainant also submits that during correspondence with the Respondent, the latter proposed to sell the disputed domain name for an amount of USD 65,000. According to the Complainant, this is the evidence of the Respondent's bad faith, and his intent to sell the disputed domain name for a price exceeding his out-pocket expenses.
The Respondent did not reply to the Complainant's contentions.
To qualify for cancellation or transfer of the domain name, the complainant must prove each of the elements of paragraph 4(a) of the Policy, namely:
(i) The disputed domain name is identical or confusingly similar to a trademark or service mark in which the complainant has rights; and
(ii) The respondent has no rights or legitimate interest in respect of the domain name; and
(iii) The disputed domain name has been registered and is being used in bad faith.
In accordance with paragraph 10(d) of the Rules, the Panel shall determine the admissibility, relevance, materiality and weight of the evidence.
In previous UDRP cases in which the respondent failed to file a response, the panel's decision were based upon the complainants' assertions and evidence, as well as reasonable inferences drawn from the respondent's failure to reply. See The Vanguard Group, Inc. v. Lorna Kang, WIPO Case No. D2002-1064 and Köstritzer Schwarzbierbrauerei v. Macros-Telekom Corp., WIPO Case No. D2001-0936.
Nevertheless, the Panel must not decide in the Complainant's favour solely based on the Respondent's default. See Cortefiel, S.A. v. Miguel García Quintas, WIPO Case No. D2000-0140. The Panel must decide whether the Complainant has introduced elements of proof, which allow the Panel to conclude that its allegations are true and meet the requirements of the Policy.
It is well established in previous UDRP cases that, where a domain name incorporates a complainant's trademark, this may be sufficient to establish that the domain name is identical or confusingly similar for the purposes of the Policy. See Magnum Piering, Inc. v. The Mudjackers and Garwood S. Wilson, Sr., WIPO Case No. D2000-1525.
In the present case, the disputed domain name incorporates identically the Complainant's trademark BRADESCO.
Furthermore, the addition of the suffix ‘.mobi' is for registration purposes only, being a requirement of the Internet domain name system, and does not serve as a distinguishing feature for trademark purposes. See The Bank of the Pacific v. Digi Real Estate Foundation, WIPO Case No. D2006-1112.
In view of all this, the Panel finds that the disputed domain name registered by the Respondent is identical or confusingly similar to the trademark BRADESCO, in which the Complainant has demonstrated, to the satisfaction of the Panel, that it has well-established trademark rights through registration.
Accordingly, the Complainant has satisfied the requirements of the first element of the Policy.
In order to determine whether the respondent has any rights or legitimate interests in respect of the disputed domain name, attention may be paid to the following circumstances in particular but without limitation:
(i) whether before any notice to the respondent of the dispute, there is any evidence of the respondent's use of, or demonstrable preparations to use, the domain name or a name corresponding to the domain name in connection with a bona fide offering of goods or services;
(ii) whether the respondent has been commonly known by the domain name, even if the respondent has acquired no trademark or service mark rights;
(iii) whether the respondent is making a legitimate non-commercial or fair use of the domain name, without intent for commercial gain misleadingly to divert consumers or to tarnish the trademark or service mark at issue.
There is no evidence before the Panel to show that the Respondent was acting in pursuant of any rights or legitimate interests when registering the disputed domain name. Indeed, in view of the Complainant's widely known trademark BRADESCO, the Respondent must in all likelihood have known, when registering the disputed domain name that the Respondent could not claim to any such rights or legitimate interests and was aware of the Complainant's trademark.
There is no evidence that the Respondent has been commonly known using the domain name in dispute.
Also the Panel finds no evidence that the Respondent has used, or undertaken any demonstrable preparations to use the disputed domain name in connection with a bona fide offering goods or services.
Therefore, for all the above reasons the Panel concludes that the Respondent has neither rights to nor legitimate interests in the disputed domain name.
Regarding the bad faith requirement, paragraph 4(b) of the Policy lists four examples of acts which constitute evidence of bad faith. However, this list is not exhaustive, but merely illustrative. See Nova Banka v. Iris, WIPO Case No. D2003-0366.
Paragraph 4(b)(iv) of the Policy is particularly relevant to the present case and provides that there is evidence of bad faith in the following circumstances:
(iv) by using the domain name, the respondent has intentionally attempted to attract, for commercial gains, Internet users to its website or other on-line location, by creating a likelihood of confusion with the complainant's mark as to the source, sponsorship, affiliation, or endorsement of the respondent's website or location or of a product or service on its website or location.
Based on the evidence provided in the case file, the Panel agrees with the Complainant's contention that the Respondent, by registering the disputed domain name, is trading on the Complainant's valuable goodwill.
Again, by registering and using the disputed domain name incorporating the Complainant's BRADESCO trademark, the effect is to mislead Internet users and consumers into thinking that the Respondent is, some way or another, connected to, sponsored by or affiliated with the Complainant and its business; or that the Respondent's activities are approved or endorsed by the Complainant. None of which, as indicated in the record is, in fact, the situation.
Such misleading consequences, in the view of the Panel, constitute bad faith on the part of the Respondent. See Columbia Insurance Company v. Pampered Gourmet, WIPO Case No. D2004-0649.
The Panel also agrees with the Complainant's contention that the disputed domain name would appear to have been registered primarily for the purpose of selling the domain name registration to the Complainant, as evidence by the e-mail from the Respondent referred to and evidenced by the Complainant. This tends to suggest bad faith on the part of the Respondent. See paragraph 4(b)(i) of the Policy.
Again, registering the disputed domain name comprising the Complainant's widely known and well-established trademark also has the effect of disrupting the Complainant's business, which, for the purposes of the Policy, is also an indication of bad faith on the part of the Respondent. See paragraph 4(b)(iii) of the Policy.
Likewise, the failure by the Respondent to reply to the Complainant's Complaint or otherwise take part in these proceedings, in the view of the Panel, also indicates bad faith on the part of the Respondent.
Therefore, for all the above reasons, the Panel concludes that the Respondent has registered and is using the disputed domain name in bad faith.
For all the foregoing reasons, in accordance with paragraphs 4(i) of the Policy and 15 of the Rules, the Panel orders that the domain name, <bancobradesco.mobi> be transferred to the Complainant.
José Mota Maia
Dated: February 11, 2009